Dog Insurance at a Fetching Price

Coverage that’s perfect for your pup (and your pocket)

  • check iconRest easy
  • check iconPrepare for the unexpected
  • check iconTake the bite out of vet bills
  • check iconSave on routine care
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peace of mind for pet insurancepeace of mind for pet insurance

Dog-Friendly Features

We make pet insurance a walk in the park

affordableaffordable

affordable

Competitive rates. You pay for the health plan your dog really needs, and not what you don’t want.

customizedcustomized

customized

Every dog is unique. Fetch the policy that’s right for your special friend.

fast & simplefast & simple

fast & simple

Easy, digital claims resolution let you spend less time on paperwork and more time on belly scratches.

Coverage For Today’s Dogs

Crafted by our crew of vet experts and dog-obsessed parents

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check iconurinalysis
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check iconemergency care
check iconsurgery
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check iconhospitaliztion
check iconroad accidents
check iconoutpatient care
check iconallergy medicine
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check iconknee, elbow & hip dysplasia
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Show Your Dog Some Love

The sooner you protect them, the more they’re protected against

Don’t wait for something bad to happen. Get insured today, and be protected for the future.Don’t wait for something bad to happen. Get insured today, and be protected for the future.

start when they’re healthy

Don’t wait for something bad to happen. Get insured today, and be protected for the future.

Go to any vet in the United States. As long as they’re licensed to provide vet care in their state.Go to any vet in the United States. As long as they’re licensed to provide vet care in their state.

Choose Any Vet

Go to any vet in the United States. As long as they’re licensed to provide vet care in their state.

Covers procedures like spaying or neutering, microchipping, six vaccinations, and more!Covers procedures like spaying or neutering, microchipping, six vaccinations, and more!

Pick a puppy package

Covers procedures like spaying or neutering, microchipping, six vaccinations, and more!

Changed your mind? Get a refund if you cancel within the first 30 days. Just know that waiting periods will reset.Changed your mind? Get a refund if you cancel within the first 30 days. Just know that waiting periods will reset.

Cancel at any time

Changed your mind? Get a refund if you cancel within the first 30 days. Just know that waiting periods will reset.

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quotation markInstead of rushing over when something bad happens, people should bring their pets in to keep them healthy as they mature.

Dr. Stephanie Liff, DVM, Lemonade’s vet expert

Huge Savings on Tests, Vaccines, and Routine Care

Preventative packages cover vet care you’re probably already paying for

PreventativeFrom +$15/Mo
  • check iconWellness Exam
  • check iconFecal or Internal Parasite Test
  • check iconVaccines
  • check iconHeartworm Test
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  • check iconMedical Advice Chat
Preventative+ for Adult DogsFrom +$22/Mo
  • check iconWellness Exam
  • check iconFecal or Internal Parasite Test
  • check iconVaccines
  • check iconHeartworm Test
  • check iconBlood Test
  • check iconMedical Advice Chat
  • check iconFlea/Tick or Heartworm Medication
  • check iconRoutine Dental Cleaning
Preventative for PuppiesFrom +$40/Mo
  • check iconWellness Exam
  • check iconFecal or Internal Parasite Test
  • check iconVaccines
  • check iconHeartworm Test
  • check iconBlood Test
  • check iconMedical Advice Chat
  • check iconSpay/Neuter
  • check iconMicrochip
  • check iconFlea/Tick or Heartworm Medication
Preventativefrom +$15/Mo
  • check iconWellness Exam
  • check iconFecal or Internal Parasite Test
  • check iconVaccines
  • check iconHeartworm Test
  • check iconBlood Test
  • check iconMedical Advice Chat

America’s Top-Rated Insurance, Now for Your Dog

Lemonade has earned 4.9 stars in the App store and on Google Play, and is top-rated by Supermoney, Clearsurance, and others

Simba
Simba8-year-old Labrador Retriever

What happened? Blastomycosis

Simba had to undergo surgey to remove a cyst under his throat, along with various tests and medications.

Vet Bill: $2,898Saved With Lemonade: $2,163
Kona
Kona4-year-old Pitbull Mix

What happened? Gastrointestinal Issues

Kona was rushed to the ER for severe vomiting. The vet diagnosed her with Irital Bowel Disease (IBD). Kona is now on medication and is back to her normal self!

Vet Bill: $5,134Saved With Lemonade: $4,619
Dublin
Dublin4-years-old Mixed Breed

What happened? Cancer

Dublin collapsed twice and was having seizures. He was diagnosed with cancer and a brain tumor, and is now getting treatements.

Vet Bill: $15,259Saved With Lemonade: $14,143
Duchess of Pork
Duchess of Pork10-months-old English Bulldog

What happened? Aspiration Pneumonia

Duchess of Pork was diagnosed with asipiration pneumonia and a mass on her lungs. She was hospitalized more than four times after surgery complications.

Vet Bill: $21,804Saved With Lemonade: $18,885
Willoughby
Willoughby1-year-old Mixed Breed

What happened? Laceration/Severe Cut

Willoughby was out for a walk when he severly cut his paw. He was taken to the vet to get stitches.

Vet Bill: $896Saved With Lemonade: $419
Bentley Romeo Dave Tipton
Bentley Romeo Dave Tipton1-year-old Bernedoodle

What happened? Meningitis

Bently was disanosged with Meningsitis.

Vet Bill: $3,044Saved With Lemonade: $2,167
Simba
Simba8-year-old Labrador Retriever

What happened? Blastomycosis

Simba had to undergo surgey to remove a cyst under his throat, along with various tests and medications.

Vet Bill: $2,898Saved With Lemonade: $2,163
Kona
Kona4-year-old Pitbull Mix

What happened? Gastrointestinal Issues

Kona was rushed to the ER for severe vomiting. The vet diagnosed her with Irital Bowel Disease (IBD). Kona is now on medication and is back to her normal self!

Vet Bill: $5,134Saved With Lemonade: $4,619
Dublin
Dublin4-years-old Mixed Breed

What happened? Cancer

Dublin collapsed twice and was having seizures. He was diagnosed with cancer and a brain tumor, and is now getting treatements.

Vet Bill: $15,259Saved With Lemonade: $14,143
Duchess of Pork
Duchess of Pork10-months-old English Bulldog

What happened? Aspiration Pneumonia

Duchess of Pork was diagnosed with asipiration pneumonia and a mass on her lungs. She was hospitalized more than four times after surgery complications.

Vet Bill: $21,804Saved With Lemonade: $18,885
Willoughby
Willoughby1-year-old Mixed Breed

What happened? Laceration/Severe Cut

Willoughby was out for a walk when he severly cut his paw. He was taken to the vet to get stitches.

Vet Bill: $896Saved With Lemonade: $419
Bentley Romeo Dave Tipton
Bentley Romeo Dave Tipton1-year-old Bernedoodle

What happened? Meningitis

Bently was disanosged with Meningsitis.

Vet Bill: $3,044Saved With Lemonade: $2,167

Got Dog Insurance Questions?

Your dog’s pet insurance can seem complicated, but we’ll explain everything you need to know. Didn’t find what you were looking for? Check out pet insurance explained.

What are waiting periods?

Like all pet insurers, we have waiting periods before certain coverages kick in - 2 days for accidents, 14 days for illnesses, and 6 months for cruciate ligament events. But if you opted for our preventative package, you can use the benefits in that package the day after you purchased the policy!

What are pre-existing conditions and are they covered?

Anything your dog has shown signs of before the waiting periods are up is considered a pre-existing condition. Currently, we don’t cover pre-existing conditions, but we’ve got your back in case of accidents and new illnesses, as part of our base coverage.

How will I get paid for a claim?

We’ll ask you to enter your bank account information as part of submitting your claim in the Lemonade app. Once it’s approved, we’ll issue payment directly into your account.

How do I add another pet?

Each pet needs their own policy, but you’ll need to set them up one at a time. After purchasing a policy for your first pet, just hit the + symbol on your Lemonade app’s home screen to get a new quote for your other furry friend.

Can I change my policy later?

You can submit a request to modify your coverage within the first 14 days of your policy, and again at your policy’s annual renewal. Once requested, we’ll let you know if the changes are approved by our underwriting team.

Do you need my pet’s medical records?

We want to get to know your dog so we can provide the best coverage. Medical records show vital information and help us understand whether your dog has any previous health issues, a.k.a pre-existing conditions.

Good for Your Dog, and for The World

We’re a public benefit corporation. After covering claims and costs, Lemonade donates to a social cause you choose — including animal welfare organizations.

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